00529naa#a2200181#i#450# EN\INFRA-M\bibl\14957 /en/manage/index 20251108054404.6 2500-333X 20161201b2016####ek#y0engy0150####ca RUS RU Returning of Insurance Payment in Credit Practice Journal article Moscow INFRA-M Academic Publishing LLC. 2016 0 с. Journal article local Ermilov Evgeniy test.editorum.ru /en/manage/index