00558naa#a2200181#i#4500001001500000003001700015005001700032011001400049100004100063102000700104200009200111210004600203215001000249608002700259700003000286700002100316856003900337EN\\bibl\23531/en/manage/index20250419123524.6##a2500-3372##a20161125b2016####ek#y0engy0150####ca##aRU1#aCREDIT CONSUMER BEHAVIOR: EVIDENCE AND THE INFLUENCE OF SOCIAL FACTORSeJournal article1#aKemerovocKemerovo State Universityd2016##a5 с.##aJournal article2local#1aGadzhigasanovagNаide S.#1aDudinagIrada M.4#atest.editorum.ruu/en/manage/index