00822naa#a2200205#i#450# EN\NORMA\bibl\34317 /en/manage/index 20241128063404.4 1991-3222 20200109b2020####ek#y0engy0150####ca RU Insurance Exclusions Contrary to the Requirement of Fair Business Practice: Perspectives for Protection of Policyholder’s Rights in Russia and Estonia as a Member of the European Union Journal article Moscow Legal publishing house Norm 2020 0 с. Journal article local Право. Юридические науки. 34 Право. Юридические науки. 67 bbk Kratenko Maksim Vladimirovich Luyk Olavi-Yuri test.editorum.ru /en/manage/index