00617naa#a2200193#i#450# EN\\bibl\5523 /en/manage/index 20241114174946.4 1995-042X 20141224b2014####ek#y0engy0150####ca RUS RU Systematic approach to the development of retail banking based on correlation-regression analysis Journal article CHERKIZOVO Russian State University of Tourism and Service 2014 9 с. Journal article local Faizova Guzel Silaeva Anna test.editorum.ru /en/manage/index