00572naa#a2200181#i#450# EN\\bibl\93387 /en/manage/index 20251020221127.1 2782-1927 20250224b2025####ek#y0engy0150####ca ENG RU Methods for assessing digital maturity in banking during digital transformation Journal article Yaroslavl Yaroslavl State Technical University 2025 9 с. Journal article local Papusha Dmitriy Aleksandrovich test.editorum.ru /en/manage/index